Think You Don’t Need a Financial Plan? Think Again.

A comprehensive financial plan has benefits for people of all ages and income levels

It’s common to hear family, friends and coworkers talk about the high cost of living. As British Columbians, it’s something that we all struggle with. Real estate prices are high, gas prices keep rising, and groceries are escalating. But what if there was someone who could help you reach your financial goals, at any age?

Financial planners are often dismissed as being just for older people, but studies show that developing a comprehensive financial plan has benefits for people of all ages and income levels. Preventing early financial mistakes and learning how to budget and save are important at any life stage. Working with an advisor is a great way to learn what you should and should not do with your money.

“It’s hard to stick to a plan,” says Paul Heinrichs, Wealth Management Specialist at Prospera Credit Union in Vancouver. “Those who are successful most often work with others – personal trainers for exercise, dieticians and doctors for health, and financial planners for financial well-being. As a Certified Financial Planner, not only do I help clients to identify short-term, long-term, and estate goals, I help them to stick to the plan by adjusting, adapting, and working through the hurdles that life puts in the way.”

Understanding your own short and long-term goals is valuable for people of all ages and income levels. By taking stock of where you’re at and, more importantly, where you want to go, a financial planner can help you get there.

Prospera Credit Union has Certified Financial Planners available in every branch who can help you achieve financial health. Whether you’re just graduating from university, expecting a new baby, retiring, or anything in between, they are there to help you make the most of your money and prepare for your future.

There’s never a wrong time to look at your financial future. Speak with a Prospera advisor today to explore how they can help you find the right plan for your life.

***

A credit union serving British Columbia for more than 70 years, Prospera is proud to serve its 63,000 members from locations in the Lower Mainland, Fraser Valley and Okanagan.

Comments are closed

Just Posted

Surrey Historical Society holds ‘memory social’ Sunday

Gathering will be a chance to offer, share stories

Khan Michael Bourne, of Sechelt, shot dead in Surrey

Police say Bourne was found laying on the ground, with gunshot wounds

Drowning victim fondly remembered

Immigration consultant Jay Atienza Razon, who worked out of Newton, drowned in a kayaking accident March 29

Sisters, sexual abuse and one Surrey family’s bond in new movie ‘Because We Are Girls’

Cloverdale’s Jeeti Pooni led effort to create the documentary, set to debut at festivals

Semiahmoo Totems past and present celebrate basketball success

Reigning provincial senior girls hoops champs meet members of school’s 1953 championship team

VIDEO: Gray whale spotted near White Rock Pier

Photos and video show animal diving in Semiahmoo Bay

‘B.C. cannot wait for action’: Top doctor urges province to decriminalize illicit drugs

Dr. Bonnie Henry says current approach in ‘war on drugs’ has criminalized and stigmatized drug users

B.C. woman, 76, challenges alcohol-screening laws after failing to give breath sample

Norma McLeod was unable to provide a sample because of her medical conditions

New report on 2017 wildfires calls for better coordination with B.C. First Nations

Tsilhqot’in National Government documents 2017 disaster and lists 33 calls to action

B.C. youth coach banned amid sexual harassment, bullying scandal: Water Polo Canada

Justin Mitchell can’t take part in Water Polo Canada events or clubs

Wilson-Raybould: Feds want to just ‘manage the problem’ of Indigenous Peoples

Former federal justice minister speaks at First Nations Justice Council meeting in B.C.

Female real estate agents warned of suspicious man in Metro Vancouver

The man requests to see homes alone with the female agent, police say

Can you put your phone down for Mother’s Day?

#DiningMode campaign encourages people to leave the phone alone while eating

Most Read

l -->